Employment Practices Liability
Employment practices liability provides a critical layer of coverage for wrongful acts arising from the employment process such as charges of wrongful termination, sexual harassment, discrimination, retaliation and wage and hour violations.
There are many policy choices available to dealers for EPL coverage, however, the coverage terms between carriers can vary significantly. Our specialization in the automotive industry allows us to remain abreast of the offering from each insurance company operating in the dealer EPL market. We look for terms that benefit you such as:
- Mediation Deductible Credit
- Choice of Defense Counsel
- Favorable Hammer Clause
- Duty to Defend
Increasingly important coverage options for franchised auto dealers should include: social media, bullying in the workplace, third party, employee emails and internet use, illegal alien actions, privacy violations and independent contractors.
Your Dealer Cover team is comprised on experienced auto dealership insurance experts committed to protecting your assets and continuing business operations.